Term – Term Insurance is the simplest form of life insurance. It pays only if death occurs during the term of the policy, which is usually from 2 to 30 years. Most term policies have no other benefit provisions.
There are two basic types of term life insurance policies—level term and decreasing term.
• Level term means that the death benefit stays the same throughout the duration of the policy.
• Decreasing term means that the death benefit drops, usually in one-year increments, over the course of the policy’s term.
Affordable policies from all major national carriers. Obtain a quote and start the request online. It’s that simple. Low cost Level term life insurance is the most polular life insurance purchased each year.
